Cash Flow Outsourcing Services
Businesses run out of money because nobody watches the gap between what customers pay and when vendors are due. If you’re a business owner making payroll decisions based on checking your accounts in the morning, it’s because your cash flow isn’t managed, your AR is slow, your AP is on autopilot, and you’re the only person tracking the cash flow.
The four main cash flow obstacles businesses face are delayed customer payments, rising operating expenses, unpredictable revenue streams, and inventory costs that tie up capital. None of these is unusual. All of them are manageable, but only if someone is managing them with the right data.
FINITAC’s cash flow outsourcing service does exactly that. We monitor your incoming and outgoing cash, maintain the AR and AP functions that directly drive your cash position. This helps us build rolling cash flow forecasts and flag problems before they become deal-breakers.
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Why Cash Flow Problems Sneak Up on Profitable Businesses
A business can be profitable on paper yet have cash flow problems because profit is an accounting concept, while cash is a timing concept.
You invoice a client for any amount, and they clear the invoice 30 days after the invoice was due. Meanwhile, you have to pay your employees, renew the subscriptions to keep the business running. Your month was profitable on paper, but you’re in debt because you have nothing in hand.
That’s an unmanaged timing gap, and it’s the most common form of cash flow crisis. Any business with a gap between when it delivers and when it gets paid lives with this risk. FINITAC gives you that visibility and then manages it to control it.
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What FINITAC’s Cash Flow Outsourcing Service Covers
Here’s What Controls Cash Flow
Most businesses think about cash flow as a reporting function where you have to measure and make a report, but no, it’s something that’s supposed to be actively controlled throughout the decisions that affect it. Below are a few points that determine your cash position:
How Fast You Collect
The average days between invoice and payment determine your cash position. FINITAC’s AR management shortens this through consistent follow-ups and clear invoice terms.
How Strategically You Pay
The timing of outflows relative to inflows should not be imbalanced. Paying every invoice the day it arrives is not good AP management. FINITAC maps your payment schedule against your cash forecast.
How Accurately You Forecast
The gap between what you expect to happen and what actually happens. FINITAC’s rolling 13-week model is updated with actual data every week.
How Clean Your Underlying Books Are
A cash flow forecast built on a general ledger with miscoded entries and unreconciled accounts is wrong from the start. FINITAC’s outsourced general ledger accounting services and bank reconciliation services ensure that the data on which your cash flow management is built is accurate.
What You Get vs. Managing Cash Flow In-House
Features | In-House Cash Flow Management | FINITAC |
|---|---|---|
Cash position visibility | The owner checks the bank account manually | Daily monitored, weekly summary report |
AR follow-up | When someone has time | Every aging invoice is followed up on schedule |
AP timing | Invoices are paid when received | Payments timed to cash position and forecast |
Forecasting | Mental model or monthly spreadsheet | Rolling 13-week forecast, updated with actual data weekly |
Shortfall detection | Discovered when the account is tight | Flagged 4–8 weeks before it becomes a problem |
Cash flow reporting | Prepared at year-end for the accountant | Monthly statement, ready for lenders and investors |
Bank reconciliation | Monthly at best, sometimes deferred | Every account is reconciled on a fixed schedule |
Integration with GL | Separate process, frequent gaps | Direct, cash data flows from reconciled books |
Who Outsources Cash Flow Management to FINITAC
Profitable Business Always Running Short On Cash
They’re making money on paper, but are confused why they don’t have money when they need it the most.
Service Businesses On Net-30 or Net-60 Terms
When you deliver in October and collect in December, you need to fund November somehow. FINITAC’s AR management and cash flow forecasting give you the visibility to plan for that gap.
E-commerce Businesses With Multiple Payment Processors
E-commerce platforms run on their own schedule. When you’re managing multiple processors, your available cash doesn’t meet your dashboards. The solution? FINITAC is consolidating in one accurate position.
Finance Teams With Outsourced Financial Operations
If you’re already using outsourced bank reconciliation, outsourced AP, or outsourced AR services, adding cash flow management through FINITAC gives you integrated reporting across all functions. Everything connects because it’s all managed by the same team.
Why Choose FINITAC For Cash Flow Outsourcing Services
- We manage the causes that create cash flow problems.
- We provide you with a forecast built on clean data.
- We provide you with detailed services with one partner for your full finance function.
- We provide you with an AICPA-credentialed team.
- We provide you with flat monthly pricing.
